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How to Prep Your Budget for a New Year Without Getting Overwhelmed
The end of the year brings a mix of excitement, reflection, and let’s be honest… a little chaos. Between holiday spending, family schedules, travel, and trying to wrap up work, it’s easy to push finances to “Future Me will handle that” territory. But prepping your budget for the new year doesn’t need to be a giant, color-coded, multi-tab spreadsheet session. You can set yourself up for a smoother, more intentional financial year with just a few simple steps, most of which tak

Randi DeGraw
Dec 3, 20252 min read


Smart Money Moves in Your 30s: What You Should Be Doing Now
Your 30s are often called the "defining decade" for financial success. With potentially increased income and growing responsibilities,...

Randi DeGraw
Jun 12, 20256 min read


10 Proven Ways to Cut Your Grocery Bill Without Sacrificing Quality
With grocery prices staying stubbornly high, many families are looking for ways to feed their households well without overspending. If...

Randi DeGraw
Apr 29, 20254 min read


Money Date Night: How Couples Can Talk About Finances Without Fighting
Money is often cited as a leading cause of relationship stress. However, regular financial discussions can strengthen your relationship...

Randi DeGraw
Apr 16, 20252 min read


Spring Clean Your Finances: A Guide to Refreshing Your Financial Health
Spring is here, and it’s the perfect time to refresh, renew, and reset, not just your home, but your finances too! As nature blooms, it’s...

Randi DeGraw
Apr 4, 20252 min read


The Power of S.M.A.R.T. Goal Setting: A Guide to Achieving Your Dreams
Setting goals is essential to personal and professional growth, but not all goals are created equal. Enter the S.M.A.R.T. goal-setting...

Randi DeGraw
Jan 22, 20252 min read


The Cosmic Money Guide: Your Financial Horoscope for 2025
Money moves differently for everyone. As we embrace the fresh energy of 2025, let's explore how each zodiac sign can best handle their...

Randi DeGraw
Jan 16, 20253 min read


Mastering Asset Allocation: The Key to a Balanced Investment Portfolio
When it comes to investing, you've probably heard the age-old advice: "Don't put all your eggs in one basket." This wisdom is the essence...

Randi DeGraw
Nov 22, 20243 min read


How to Create a Holiday Budget That Actually Works
The holiday season is a time of joy and celebration, but it can also be a source of financial stress. With a well-planned budget, you can...

Randi DeGraw
Nov 13, 20243 min read


Understanding Your Credit Score: What Really Matters
Your credit score is a crucial financial metric that impacts everything from loan interest rates to rental applications. Understanding...

Randi DeGraw
Oct 22, 20243 min read


Falling into Financial Fitness: Your October Money Guide
As the leaves change color, it's time for us to change our financial habits, too. October is the perfect month to reassess our money...

Randi DeGraw
Oct 2, 20242 min read


3 Money Mindset Shifts to Improve Your Finances
Our relationship with money is often complex and deeply rooted in our upbringing, experiences, and beliefs. Sometimes, the biggest...

Randi DeGraw
Sep 25, 20242 min read


5 Simple Ways to Boost Your Savings This Fall
As the leaves change color and the air turns crisp, it's the perfect time to turn over a new leaf with your finances. Fall is an ideal...

Randi DeGraw
Sep 20, 20242 min read
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