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Candy Cotton

GOAL-BASED BUDGETING
WITH

RANDI DEGRAW
PERSONAL FINANCE COACH AND COUNSELOR

Live Your Best Financial Life

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My Approach

Since 2018, I have coached 250+ clients throughout the country to learn how to effectively set a budget and stick to it.

If you feel overwhelmed by your current financial situation, I aim to help you approach your finances holistically. As a Certified Financial Coach and a Certified Financial Social Work Counselor, I have been trained to give you a personalized plan based on your current financial picture with actionable steps to help you confidently move forward.

When we have meetings, my main goal is to give you a safe, judgment-free space to talk about your money and your feelings about it. I want you to feel as comfortable as chatting with your best friend.

Candy Cotton

What
We
Do

Budgeting and Saving

I'll review your current income and expenses and give you a personalized budget for what you can realistically spend and save.

Debt Repayment

We'll discuss different strategies to reduce your debt and figure out the best one for you. We'll also talk about "why" the debt exists and how to avoid it going forward.

Goal Setting

In order to be successful, you have to know what you are working towards. The sky is the limit here, once you have a clear idea of what you would like to accomplish, you'll feel ready to move forward with your new budget.

Retirement Review and Investing Education

We'll do some retirement projections to see your progress. We'll discuss what you need to do in order to be ready for retirement at whatever age that may be. 

Candy Cotton

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