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Candy Cotton

GOAL-BASED BUDGETING
WITH

RANDI DEGRAW
BUDGET ACCOUNTABILITY COACH AND COUNSELOR

Live Your Best Financial Life

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My Approach

Since 2018, I have coached 300+ clients nationwide to learn how to set and stick to a budget effectively.

If you feel overwhelmed by your current financial situation or simply don't know where to start, I aim to help you approach your finances holistically. As a certified financial coach and a certified financial social work counselor, I am trained to give you a personalized plan based on your current financial picture with actionable steps to help you move forward confidently.

I will give you a safe, judgment-free space to talk about your money and your feelings about it. I want you to feel as comfortable as chatting with your best friend.

Candy Cotton

What
We

Work

On

Budgeting and Saving

I'll review your current income and expenses and give you a personalized budget for what you can realistically spend and save.

Debt Repayment

We'll discuss different strategies to reduce your consumer debt and determine the right one for you. We'll also talk about "why" consumer debt exists and how to avoid it going forward. 

Goal Setting

In order to be successful, you have to know what you are working towards. The sky is the limit here, once you have a clear idea of what you would like to accomplish, you'll feel ready to move forward with your new budget.

Retirement Review and Investing Education

We'll do a retirement projection to see your progress. We'll discuss what you need to do to prepare for retirement at whatever age that may be. 

Candy Cotton

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